Debt Crisis vs Debt Stasis

Debt Crisis vs Debt Stasis

What’s the difference? #1 is struggling to pay basic bills & debt #2 is when you wondering how you never have enough to overpay your debt so you can get out of it. You’d think that paying off debt is simple. Simply overpay on the minimums. You’d...
10 amazing reasons to get out of debt!

10 amazing reasons to get out of debt!

I try really hard to focus on the positives in any situation, not the negative. So I asked a question of people who were paying off their debt. Why do you want to get out of debt? These are responses I got. 1. Financial freedom  2. Early retirement 3. To travel a lot...
12 Jedi mind tricks to pay off your debt faster

12 Jedi mind tricks to pay off your debt faster

Debt. One of the most emotionally triggering words out there. For me this was a word that totally defined my perception of myself as well as determined all of my life choices. With £1.87bn spent on credit cards and debt in September 2017 alone, I know that the...
No more debt this Christmas

No more debt this Christmas

“2 in 5 adults feel financial pressure at Christmas and put their expenses on credit cards and loans.” “1 in 5 adults paying for Christmas debt into the new year.” I know how this feels as this was me for the past two years. Christmas was a...
Credit card debt…the later years to now

Credit card debt…the later years to now

So here we are heading into the third time I got into credit card debt (yes you read right, the third time! If you missed the first part you can read it here. In it I spoke about how I got into credit card debt first at university, then when I was working. Now, were...
Credit card debt….the early years

Credit card debt….the early years

So this is my story about how I have got into credit card debt three times in my life. I’m Michelle Gyimah I’m 37, almost 38. I live in the U.K. with my partner and my four and half year-old son and I am on a debt free journey and I want to share with...
I’d rather be weird than normal thanks

I’d rather be weird than normal thanks

Debt is normal, so that’s ok   Actually it’s a big fat lie. Well sort of, it is normal as it’s just the way that many of us live. If you were to speak to your inner circle of friends and family I think it would be quite difficult to find somebody that has no...